Foreign national mortgage for non-US citizens You don’t have to be a citizen to get a US mortgage. If you’re a permanent resident alien, you’ll need your green card and your social security number..
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Foreign National Lending Requirements. As you likely guessed, the stipulations to obtain the foreign national loan are much stricter than any other loan, for the mere fact that the borrower does not live here in the United States. The home is obviously not a primary residence so there is an elevated level of risk right from the get-go.
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