The Home Equity Theft Reporter: State Regulator Orders Shut Down Of Five S. Florida Loan Modification Outfits On Charges Of Pocketing Illegal Upfront Fees, Operating Without License

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A return to standard mortgages Larger lenders may still make a mortgage loan if your debt-to-income ratio is more than 43 percent, even if this prevents it from being a Qualified Mortgage. But they will have to make a reasonable, good-faith effort, following the CFPBs rules, to determine that you have the ability to repay the loan.

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